Annual Travel Insurance

Ideal if you are heading away more than once over the next year - cover available from only £25.80*

Are you looking to travel more than once over the next 12 months? If so, then annual travel insurance could we the perfect option for your needs. Our annual travel insurance covers you for an unlimited number of trips across the year, meaning that every time you travel you know you are fully protected.

Cover for multiple adventures

Single Trip

Stay longer

With our highest cover level

Our Annual policy covers you for trips of up to 62 days in length.

Annual Multi-trip

Multi-trip travel

Cover for all your trips abroad

With our Annual policy, you'll be covered no matter how many times you travel abroad.

Winter Sports

Winter sports

Protected on the slopes

Additional cover available for winter sports and other activities.

Medical Cover

Medical cover

Pre-Existing conditions covered

Subject to declaration and acceptance criteria, additional premiums may apply.

* All example prices are based on a 25 year old. Single Trips are for 3 days to France and Annual Multi-Trip policies are to Europe. Medical quotes are based on well controlled Asthma. All prices last updated on 01/05/2025 and include a 20% loyalty club discount.

Up to £10M for medical expenses

We will cover you up to £10 million for emergency medical treatment abroad, including direct payment of hospital bills, emergency dental treatment, and repatriation to the UK.

Up to £500 per 24-hours for Delayed Baggage

We will pay up to £500 per 24-hour period (cover level dependant) to replace your essential items, if your baggage is delayed in reaching you for a period of more than 24 hours.

Up to £20,000 for Trip Disruption

We will pay up to £20,000 (cover level dependant) for unused non-refundable trip payments and necessary transportation expenses to return home when your trip is interrupted for a overed reason.

Up to £20,000 if you have an accident abroad

We will pay a lump sum if you have an accident while abroad that results in a permanent disability (for example loss of sight, loss of use of a hand or foot) or your death.

Up to £20,000 payout for Cutting Your Trip Short

We will pay up to £20,000 (cover level dependant) for your unrecoverable costs if you have to cut your trip short as a result of illness, bereavement, or any other circumstances detailed in your policy wording.

Cover for over 100 Sports & Activities

We cover over 100 sports and activities free of charge, so those who prefer an active holiday can enjoy their favourite sports and activities knowing they are fully covered.

Up to £400 if you lose your passport

We will pay for the costs of necessary extra travel and accommodation as well as the cost of an emergency passport and/or visa to allow you to continue your trip or return home.

Damaged, Lost or Stolen Baggage

We will pay up to £3,000 for Baggage or items owned by you that are damaged, stolen, lost, or destroyed during your trip. Cover for Gadgets may optionally be extended up to £3,000 for an additional premium.

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